Finlee

about Finlee Stokvel

Use points or cash in a stokvel

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What we offer Get started using the following

Finlee Personal Stokvel

Perhaps you wanted to get started on your won journey and with what we offer you can get started for free and accumulate bit at your own pace.

Finlee Grocery Stokvel

This a rotational type of grocery stokvel whereby 25 people who manage to reach a certain number of points get a grocery voucher of the grocery store they prefer.

Create Group

Create a group whereby you and your friends can contribute towards a purpose from travel, cash or even a new car.

Cash Stokvel

The most used format of stokvel that everyone likes to participate in.

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Birthday Stokvel

Start enjoying your birthday with a little cash that you can use to treat yourself.

Learn More

Booze Stokvel (Coming Soon)

Celebrate the year with friends and family by getting your favorite drinks and enjoying every moment.

What you get A Stokvel accessible with points

  • You can contribute using points or cash
  • You can contribute in each others stokvel
  • You can create a normal rotational stokvel or sponsored stokvel
  • You can only view your own balances of the stokvel but can allow other people to see your balance by adding them on a list
  • If opt for using the service for free you only will get 7.12% per annum per contribution

How it works getting started with finlee stokvel

Join for free

You can join for free or pay a once-off fee. Joining for free offers the opportunity to participate into something before committing into paying.

Generating Points

You can generate points from 0.01-1 point, and you will still have the option to increase your points with cash.

Interest & Contribution

You could earn some interest or contribute towards a stokvel that your interested in. Some groups my require a high contribution than others.

Groups, Benefits & Requirements

Stokvel Groups

You would be able to create or join a variety of groups based on the type of purpose each group is focusing on. There's pre-created stokvel services such as the "Personal Stokvel" and note that you have the option to apply for free or pay small fee when creating a group.

You would be able to create a stokvel group for grocery, travel and entertainment.

Benefits of Finlee Stokvel

  • Your balance is kept private, but you have the option of showing it to a small group of people (i.e. upto 10 people)
  • You can apply for free but interest offered is lowered
  • There is no limit on the amount of points you can generate
  • You will be able to create or join groups with friends/family(coming soon)

Requirements of Finlee Stokvel

  • Have Finlee Account
  • Activate a stokvel service
  • No Capital Required

Sponsored Rotational Stokvel of Finlee Stokvel

Sponsored Rotational Stokvel allows for a group of individuals to receive what has been contributed equally at the same time. Note that instead of the rotation to be in sequence, it is based on two groups (i.e Group A and Group B) whereby the first group gets to receive the contribution first then the second group after.

The other benefit here is that instead of contributing based on the number of people participating, you just contribute once every month and in turn Finlee will sponsor 10% or more on the amount being contributed

Provided a group 6 members are participating and the contribution is R 10 per month. The first 3 (Group A) will get R 30 each for the month of January and the second month will be Group B. Therefore people participating will have to wait 1 month rather than several months to receive the amount.

So with a sponsored stokvel, it allows you to contribute what you can afford and you can contribute anytime with 25 days of a month.

Stokvel Calculator of Finlee Stokvel

  • R 0.00Contribution Per Month
  • R 0.00First Year Contribution
  • R 0.00 Goal Contribution
  • R 0.00 Sponsored Amount

You get R 0.00 The amount you get when it's your turn

Disclaimer: We provide this calculator for convenience to you ot provide results based on your input and assumptions, and it should not be used for any other purpose. We give no warranty, express or implied, as to hte accuracy, reliability and completeness of any information, formulae or calculations provided through its use

Fees & Rates

  • Basic Free3.56% per anuum
  • Standard Free7.12% per anuum
  • Pro R 14.95 once-off 14.25% per anuum
  • Basic FreeGet 0points
  • Standard R 7.5 once-offGet 10k points
  • Rotational Free | For 6 membersR 0.00 once off
  • Rotational BasicR 15.30 once off
  • Sponsored Rotational Standard | Requires 500 members or moreR 38.29 once off

Note: If the minimum members are 10, it is free to create a rotational group, however, the basic fee for more than 10 member is R 15.30 for Sponsored Rotational.

The stated fees are only paid once off upon applying to access certain benefits. Note that the interest is compounded on a successful cycle when contributing.

Note: This service is still in the early stages and as such certain changes may occur on a occasional basis. Such changes could be related to new features, how certain aspects of the stokvel works.