Finlee stokvel is a point-based service that allows you to earn some interest base of the amount of points you can freely generate at anytime.
You have the option to apply for free but the interest you get will be lower than when you pay for the service
You can earn a maximum of 14.25% pa when using the service for personal use and 17.25% when you have a group
At this moment this isn't allowed but you can state the amount you wish to pledge
Yes it is, but it compounded based on a per successful cycle or per contribution
Yes there are certain limitations with this service. The effort concerning generating interest will decrease overtime to mitigate abuse of the service